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๐Ÿ“ Excel Templates ยท Instant Download

Financial models
that actually work.

Lender-ready projections, SBA toolkits, valuation models, and pro formas โ€” built by a finance professional, not a template factory. Download and start using immediately.

Template Shop

Plug in your numbers.
Get lender-ready.

Every template is Excel-native, fully editable, and built to the standard lenders and investors expect. Instant download after purchase.

๐Ÿ“Š SBA Tool

SBA Loan Projection Model

Five-tab workbook: revenue projections, use of funds, debt service coverage, and lender-ready formatting. Built for SBA 7(a) and 504 applications.

โœ… SBA Tool

SBA Readiness Assessment

185-point self-scoring workbook across financials, credit, collateral, and documentation. Find every gap before the lender does.

๐Ÿ“‹ Toolkit

Business Debt Schedule

Complete debt schedule with DSCR calculation, amortization tables, and payment tracking. A must-have for any SBA loan package.

โš–๏ธ Toolkit

Loan Comparison Calculator

Analyze up to four loan offers side-by-side plus a built-in MCA true cost calculator. See the real cost of capital before you commit.

๐Ÿ’ฐ Financial Model

Startup Pro Forma Model

Three-statement model (income, balance sheet, cash flow) with auto-balancing verification. Five tabs, investor-ready out of the box.

๐Ÿ“ˆ Financial Model

DCF Valuation Model

Unlevered FCF build with perpetuity growth and exit multiple terminal value methods. Includes WACC calculator and full sensitivity tables.

Free Download

The SBA Loan
Readiness Checklist

Not sure if you're ready to apply? This free checklist covers the 12 things every lender evaluates โ€” so you know exactly where you stand before the conversation starts.

No spam. Just the checklist and occasional finance insights.

๐Ÿ“‘

What's Inside

A one-page diagnostic covering everything a lender looks at:

  • Personal & business credit thresholds
  • Revenue & cash flow minimums
  • Collateral requirements by loan type
  • Documentation checklist (what to prepare)
  • Red flags that trigger automatic declines
  • Timeline expectations for 7(a) vs 504
About

Built by a finance
practitioner.

I'm Jairus โ€” I build these models because I've been on both sides of the table. I've built projection models for SBA lenders, run FP&A for operating companies, and advised business owners on their financing options.

Every template in this shop was built from real-world engagements, not hypotheticals. They're the same models I use with clients โ€” packaged so you can use them yourself.

๐Ÿ“š CPA Candidate ยท Currently Sitting for Exams
50+
Models Delivered
$8M+
Loans Supported
6
Templates Available
100%
Excel-Native

Consulting & advisory services โ€” coming soon.

Custom modeling, SBA loan consulting, and fractional FP&A. Join the email list to be first to know.

Coming 2026